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Who Should Pay For A Home Inspection?
The buyer usually pays for the inspection, because a home inspection is part of the due diligence of buying a home. However, you may be able to negotiate for the seller of the home to cover some of the costs of the home inspection as part of the seller concessions.
How Long Does It Take To Get A Home Inspection?
Home inspections take about 2-3 hours, during which time the home inspector will check all of the major systems of the house. For larger homes, this process will take longer – for small homes and condos, it may only take 1-2 hours. You are welcome to accompany the inspector during this time, to ensure that you understand any issues they may report. After the inspection is done, a complete home inspection report will be sent to you within 24 hours.
Can You Get An Appraisal Before A Home Inspection?
Yes you can get an appraisal before a home inspection, but you probably don’t want to. You are responsible for paying for the cost of an appraisal, which will be required by your lender. This means you’re going to pay $300-$500 or more for an appraisal agent to examine the property.
Is A Home Inspection Required For A Mortgage?
No, a home inspection is not required for a mortgage. Home inspections are, in many states, optional, and not required for a loan. Home appraisals, however, are mandatory. No bank or lender will give you any kind of loan without conducting an appraisal first. If you choose not to have a home inspection, your mortgage lender is still happy to perform an appraisal, and allow you to take out your mortgage, as long as the appraisal results are good. But this is not the best idea.
Is A Home Inspection Part Of Closing Costs?
Yes, a home inspection is usually part of the closing costs as estimated by the real estate agent. However, even though home inspections are part of the closing costs the payment is due when the inspection is performed, not at closing.
Do Home Inspectors Check Appliances?
Yes. During home inspections, your home inspector will examine major appliances. As a rule, any appliance that is built-in, such as a microwave that cannot be removed, or any appliance that will be sold with the home is tested for function.
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